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With YONO, You Only Need One app for all your banking, shopping and investment needs. YONO is your one stop shop to fulfil all your banking, insurance, investments, and daily shopping needs.

What YONO offers you

An extension of our secure and trusted banking legacy, YONO by SBI puts India’s largest range of products and services at your fingertips. YONO will fulfil your digital banking, other financial products need as well as your daily lifestyle, entertainment, travel and shopping needs through its marketplace within one single app. YONO offers you omni-channel seamless experience.

YONO experience

Download YONO now and experience its best-in-class features -

• Instant account opening – Open a digital savings account in less than 5 minutes without leaving your home
o Personalized Platinum debit card
o Concession on bank service charges
o Paperless
• India’s largest shopping marketplace - Exclusive discounts and offers for SBI customers across a large number of e-commerce merchants
• Banking simplified - Easy to understand interface, Simple and intuitive navigation
• Quick pay - Intelligent funds transfer with UPI enabled payments
• One view - Link and view all State Bank group relationships (Bank and all JVs) in one app
• Smart spending - Intelligent spending analysis using smart auto-tagging and categorisation of the transactions
• Your friend in need - Pre-approved personal loans on the go (no documentation up to 1 Lac) within 2 minutes without any documentation
• Liquidity on the go - One click facility to avail overdraft against Fixed Deposit
• Live your dreams - A goal based deposit product to fulfil your dreams through regular savings
• Non financial requests executed digitally

Get started

New customers: If you are not a SBI bank customer and want to open SBI Insta a/c, all you need is your Aadhar and PAN details and complete your digital account opening on the YONO app.

Existing customers: If you are an existing customer of SBI bank, use your internet banking credentials for first time log in and registration on YONO and you are set to go. If you do not have internet banking credentials, you can generate temporary internet banking password using your debit card. After log in YONO is at your fingertips.

Please note that your data is safe with India’s most secure bank. We do not share any information with third parties without your permission.

YONO by SBI APK reviews

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tintu varghese review tintu varghese
After receiving temporary username, at the next step,I can't create new username and password,it's displayed that "we are unable to process your request, please try again later"
Prasad Rai review Prasad Rai
Worst of worst App M002 error always persist, unable to see any further movement in App. Internet speed of my network on wifi is 100MBPS
Shyam Pandey review Shyam Pandey
This is the worst app I ever used. Even to check the balance of my account I have to wait for 5 - 10 minutes also if I chat with Eva it's saying unable to connect the server please try after sometimes. To developers: Team please look into this and speed us the functionality of the app as much as you can, otherwise this will be the worst app on playstore. Thank you.
It is working very slow due to this can't check my information fastly and again I hv to install SBI CARD &SBI NETBANKING APP.
Deep Sarkar review Deep Sarkar
vinay kumar review vinay kumar
Kindly add features like add multiple accounts under different cif and Dream created just to check but now not able to close without fund
Ashish Agarwal review Ashish Agarwal
Hopeless app. Even after regular updates the app is too slow and not a single sections open, not even logout function work.
Mukesh K. Tiwari review Mukesh K. Tiwari
It takes a lot of time to get launched first then also consumes equal time to logged in.... Have come across situations where app undergoing maintenance and advised to check after 11:30 PM twice.
A Google user review A Google user
It is very slow in 3G/4G. During registration also I lost my patience. After that during use it was found the most worst apps. Speed of the apps to be increased.
Ashutosh Verma review Ashutosh Verma
Not even able to log in. How can evaluate this app. Waste of time and data.
Hardik Desai review Hardik Desai
Worst app evr..... i cant make Id ..always shows error.
mahendra sharma review mahendra sharma
I can't select my nearest branch while opening a new digital account. Please help.
We already updated this app but work very slowly , many time work very slow . Some function not work........
Debasish Chakrabarty review Debasish Chakrabarty
Probably the slowest app of the world. Most of the time unable to show balance. I don't know who develop such worst app.
Sohail rockz review Sohail rockz
Worst app.. Very bad user interface. Useless options added. Many options missing